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Chelsea Island (Lighterman Towers)
Chelsea · SW10
£995,000
Available
Shared as market insight by Prime Legacy Homes, an independent buyer advisor. We are not the selling agent for this property unless formally instructed in writing.
Key facts
- Developer
- Hadley Property Group
- Address
- Harbour Avenue London SW10 0FA, SW10
- Completion
- Ready to move
- Service charge
- yes
- 1 Bedroom from
- £995,000
- 2 Bedrooms from
- £1,500,000
- 3 Bedrooms from
- £2,350,000
Amenities
- Concierge
Investor data
The facts a buyer needs before committing, listed whether or not we hold them. A blank row would read as "there is nothing to disclose"; an outstanding row says what it is — outstanding.
Investor data: 1 of 13 fields confirmed
Counted against the fields that apply to this property. Most listings sit low here today: we publish what the seller has given us and chase the rest rather than filling the gaps with assumptions.
Deal-blocking facts
Any one of these can end a purchase. Ask before you offer.
- Tenure
- Not yet available — requested from the seller
- Unexpired lease term
- Not yet available — requested from the seller
- Service charge
- yes
- Ground rent
- Not yet available — requested from the seller
- Ground rent review basis
- Not yet available — requested from the seller
- EPC rating
- Not yet available — requested from the seller
- Council tax band
- Not yet available — requested from the seller
Building safety
The post-Grenfell questions that decide whether a flat can be resold or remortgaged.
- EWS1 form status
- Not yet available — requested from the seller
- Cladding and external wall status
- Not yet available — requested from the seller
- Building insurance basis
- Not yet available — requested from the seller
- Section 20 planned works
- Not yet available — requested from the seller
- Managing agent
- Not yet available — requested from the seller
Income in place
Applies where the property is sold with a tenant or a letting history.
- Rent passing
- Not applicable — offered with vacant possession, not tenanted
- Tenancy type
- Not applicable — offered with vacant possession, not tenanted
- Tenancy expiry
- Not applicable — offered with vacant possession, not tenanted
- Void periods, last three years
- Not yet available — requested from the seller
Ask us to chase any outstanding field before you view.
Net yield calculator
Test the return on this property against your own assumptions. Figures update as you type.
Your figures
Yields
- Gross yield
- 0.00%
- Net initial yield
- -0.23%
- Net yield after tax
- -0.23%
Gross yield ignores voids, service charge, major works and tax. It is shown only alongside the net figures, never on its own.
- Monthly cash flow, pre-tax
- -£2,820
- Monthly cash flow, post-tax
- -£2,820
- Income tax, year one
- £0
- Break-even occupancy
- —
- Stamp duty (SDLT)
- £93,000
- Total acquisition cost
- £1,093,000
- Lender stress rate
- 7.25%
- Interest cover at stress rate
- 0.00%
- Growth needed for a 8% IRR
- 9.48%
- Ten-year total return
- -£255,293
- Ten-year annualised return
- -6.97%
Price plus SDLT plus buying costs. From April 2028 the High Value Council Tax Surcharge adds a further annual charge on homes valued above £2m, which this model does not yet include.
Lender ICR test
- 125% — fail
- 145% — fail
Per year, over 5 years, after costs, tax and selling fees.
If the market does not cooperate
The 0% column and the three-year forced sale are always shown. A projection that only displays the optimistic case is a sales document, not a model.
| 2%/yr over 10 years | 0%/yr over 10 years | Forced sale: −10% over 3 years | |
|---|---|---|---|
| Sale price | £1,212,899 | £995,000 | £895,500 |
| Proceeds after costs and loan | £585,577 | £373,125 | £276,112 |
| Cumulative post-tax rent | -£344,870 | -£344,870 | -£101,909 |
| Total return on cash invested | -£255,293 | -£467,745 | -£321,796 |
| Return on cash invested (%) | -51.47% | -94.30% | -64.88% |
Illustrative only. This is not financial or tax advice. Mortgage costs are modelled interest-only, rent is held flat while costs inflate, and the figures exclude furnishing, refurbishment and capital gains tax on sale. SDLT rates are current as at August 2026 — confirm your own position with a qualified adviser before you commit.
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